Central Bank will never call you and ask for your online banking username and password for any reason—including suspected fraud on your account. If you receive a phone call like this, please hang up and report it to us immediately by calling our customer care team at (866) 732-2190.
Fast & Easy Account Opening
Opening a checking account is fast and easy. Enroll in just 90 seconds or less!
Treasury Management
At Central Bank, our treasury management services are designed to provide your organization the financial tools it needs to thrive.
VA Loans
Central Bank offers experience and expertise in Veterans Affairs (VA) loans for qualified veterans and service members.
Credit Score
Enroll in credit score today! FREE within online and mobile banking.
Sometimes you just need a little help overcoming the barriers to homeownership. For borrowers with certain qualifications, Central Bank mortgage lenders can offer a variety of specialty mortgages.
These mortgage options include:
To learn more and see if you quality for a specialty mortgage, contact your local branch, or reach out to one of our mortgage experts. We would love to help you achieve your dream of owning a home!
Although there are monthly mortgage insurance premiums that might not make it a perfect for everyone, FHA loans are often great options for first-time buyers:
Standard credit qualifications apply.
What type of property can I finance with a specialty mortgage?
We can finance all types of properties. Typically, fixed-rate mortgages apply to primary residences for single families. Specialty mortgages may have unique requirements, such as military service. Or they may have income or geography requirements.
Will I need a down payment? How much?
The answer is usually yes. But in some cases, your military service or other unique qualifiers may put you in position to go the zero or low down-payment route. How much you’ll need depends on the type of loan you choose.
What is escrow?
Escrow are funds included in your monthly mortgage payment to cover your taxes and homeowner’s insurance. Your bank keeps these funds in an account to make payments on your behalf.
Along with priority processing, you’ll receive the following features, unique to our VA loans.
VA Home Loan Benefits:
USDA Rural Community Loans and Fannie Mae programs seek to assist moderate- to low-income buyers with the opportunity to own adequate and decent dwellings in eligible areas.