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Agriculture Lending

Ag Loans: For Local Farm Families & Ag Operations

We're a Midwestern bank, and agriculture is the heart and soul of our home states. We're committed to supporting the local farm families and ag operations that nurture this vital sector.

Whether you're looking to expand your operation, purchase new equipment or manage your seasonal cash flow, our ag loans are designed to meet your specific needs. We offer a wide range of flexible financing options, including:

Agriculture real estate loans
Farm operating loans
Installment loans for capital, livestock and other purchases
Facility financing

We take pride in making our loan decisions locally, enabling us to provide a timely response and adapt quickly to your needs. Our experienced lenders understand the cycles and challenges of agricultural business and will work with you to structure a loan that aligns with your goals and cash flow.

Agriculture Real Estate

Ideal for purchasing additional land or refinancing existing property, these loans provide the financial resources you need to grow your agribusiness.

Overview

Fixed, variable and adjustable-rate mortgages (ARMs) available
Amortization term: 5 to 30 years

How to Apply

Apply for Your Ag Loan at Central Bank Today

The ag lending staff at Central Bank is ready to help you find the right financing for your farm. Contact your local branch today and ask to speak to an ag lender to get started.

Standard credit qualifications apply.

Farm Operating Loans

Get the flexibility to cover day-to-day farming expenses like feed, seed, fertilizer, labor and more, all while adapting to changing conditions and goals.

Overview

Fixed and variable rates available

How to Apply

Apply for Your Ag Loan at Central Bank Today

The ag lending staff at Central Bank is ready to help you find the right financing for your farm. Contact your local branch today, and ask to speak to an ag lender to get started.

Standard credit qualifications apply.

Installment Loans

Ag installment loans offer predictable, fixed payments that work with your operation's cash flow—helping you finance equipment or livestock.

Overview

Fixed and variable rates available

How to Apply

Apply for Your Ag Loan at Central Bank Today

The ag lending staff at Central Bank is ready to help you find the right financing for your farm. Contact your local branch today, and ask to speak to an ag lender to get started.

Standard credit qualifications apply.

Facility Financing

Designed to fund new construction or upgrade existing farm buildings, these loans offer the financial support you need to optimize your operations.

Overview

Central Bank provides loans for long-term capital improvements. Loan terms can be tailored to provide funding for livestock buildings, machine sheds and grain facilities.

How to Apply

Apply for Your Ag Loan at Central Bank Today

The ag lending staff at Central Bank is ready to help you find the right financing for your farm. Contact your local branch today, and ask to speak to an ag lender to get started.

Standard credit qualifications apply.

Ag Rewards Card

Rewarding you for your everyday ag purchases.